Belmont Green Finance Limited – Website Terms and Conditions

These Terms and Conditions (the "Terms") outline the rules for using our website (www.belmontgreen.co.uk/investor-centre).

Please read carefully the following important Terms that govern your access to, and the use of, this information and acknowledge your agreement to them. If you agree to the terms, click 'I agree' below to access the information.

The website is operated by Belmont Green Finance Limited ("Belmont Green", "we", "us", "our"). We are a company registered in England and Wales under company number 09837692, and we are authorised and regulated by the Financial Conduct Authority (Financial Services Register Firm Reference 738741) to provide regulated products and services. Our registered office and main trading address is located at 1 Battle Bridge Lane, London, SE1 2HP.

To contact us, please using the following details:

Email: info@belmontgreen.co.uk
Telephone: 01784461561

1. By Using Our Website You Accept These Terms

By using our website, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you must not use our website.

2. Using this Website

The materials on the website are directed, in the UK and in other EEA countries, to persons regarded as eligible counterparties and professional clients and not to retail clients (as defined by the rules of the Financial Conduct Authority), who should not rely on the website or any materials available on the website. Moreover, any investment or services to which the website may relate will not be made available to such retail clients.

Nothing in the website is, or is to be construed as, an offer of or invitation to subscribe for, underwrite or purchase securities in any jurisdictions in which such offer is or may be prohibited, restricted or subject to any requirement for filing, authorisation, license or consent.

You agree that you have not made, and will not make, any offer for securities referred to on the website other than in accordance with applicable law and regulation.

Nothing in the website constitutes an offer of securities for sale in the United States. The securities may not be offered or sold in the United States absent registration or an exemption from registration under the Securities Act of 1933, as amended ("the Securities Act"). It is not intended that the securities will be registered under the Securities Act or any U.S. state securities laws. You will use the website in accordance with the terms and conditions of these Terms.

You represent that you are not a "U.S. person" as that term is defined in Regulation S under the Securities Act and are not located in the United States.

Except as otherwise expressly stated, the website does not purport to provide any financial, investment, tax, accounting or legal advice or recommendation.

3. Other Policies

You should be aware of the following additional policies, which also apply to your use of our website:

• Our Privacy Policy (https://www.belmontgreen.co.uk/cookie-and-policy), which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our website, you acknowledge that you have read and understood our Privacy Policy and you warrant that all data provided by you is accurate.

• Our Cookie Policy (https://www.belmontgreen.co.uk/cookie-and-policy), which sets out information about the cookies on our website.

4. Amendments to the Terms

These Terms may be varied from time to time and your use of this website is subject to the then current terms. Please check them regularly to ensure you are familiar with them.

These Terms were most recently updated on 19th October 2018.

5. Our Responsibilities

(a) Suspending or Withdrawing the Website

We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our website through your internet connection are aware of these Terms and other applicable terms and conditions, and that they comply with them.

(b) Third Party Links and Materials

Where our website contains links to other websites and resources provided by third parties ("Third Party Links") (such as www.vidahomeloans.co.uk/intermediaries/careers and uk.linkedin.com), they are provided for your information only. Third Party Links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of Third Party Links.

Information on the website sourced from third parties ("Third Party Materials"), including (without limitation) offering circulars, prospectuses, listing particulars, pricing supplements, reports, agreements, summaries, models, commentary and other materials, have been obtained from sources believed to be reliable, but Belmont Green does not warrant its completeness or accuracy. Belmont Green has no obligations in respect of Third Party Materials (including as to verifying or correcting Third Party Materials or publishing materials relating to Third Party Materials). Posting Third Party Materials on the website does not imply any endorsement, adoption of or responsibility by Belmont Green for the opinions, ideas, products, information or services offered therein, or any representation regarding the content of any Third Party Materials.

Third Party Materials are provided solely for your convenience to generally describe the terms of the transaction described therein.

You should not assume that the information contained or incorporated by reference in any Third Party Materials is accurate as of any date other than the respective date set forth therein or the date of the information incorporated therein.

In any event, except to the extent required by applicable law and regulation, Belmont Green will not have any liability for the accuracy of any such information.

(c) Material on the website

The materials on the website are intended for use by authorised users only and may not be published, copied or distributed to any other person.

Where you are located outside the United Kingdom, you should inform yourself about, and observe any applicable legal or regulatory requirements in relation to, the distribution or possession of any information (including Third Party Materials) contained in the website.

In addition, information contained in the website (including Third Party Materials) may not be received, possessed or used by any person or entity in any jurisdiction or country where such reception, possession or use would be contrary to local law or regulation.

We do not accept any liability to any person in relation to the distribution or possession of information contained in the website (including Third Party Materials) in any jurisdiction.

Any member of Belmont Green may have its own interests in relation to the issuers or any affiliates of the issuers of securities or transactions mentioned on the website. Any information contained in the website (including Third Party Materials) referencing past performance is not an indication of future performance.

The materials included on the website are historical in nature. Neither any member of Belmont Green nor any other party has any duty to maintain or update any such materials.

Belmont Green may remove or make changes to the materials available on the website at any time.

Unless expressly provided otherwise, information contained in the website (including Third Party Materials) is not a prospectus for the purposes of EU Directive 2003/71/EC or any successor to that legislation. Where such information is not a prospectus but relates to a matter where a prospectus is available, you should always obtain a copy of the relevant prospectus.

6. Your Responsibilities

(a) Confidentiality

You agree to keep any information obtained through the website confidential.

(b) Intellectual Property

We or our licensors own copyright in the content of this website. You may download and temporarily store one or more of the pages of this website for the purposes of viewing them. You may also print any page from this website for use only within your organisation. Any other storage, copying, transmission, modification or distribution of the content, or separation of any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text, of this website is prohibited without our consent. You can request such consent by contacting us at info@belmontgreen.co.uk.

Each of Belmont Green® and Vida Homeloans® is a registered trade mark. You are not permitted to use these trade marks without our approval.

Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged when using any content of this website.

If you print off, copy or download any part of our website in breach of these Terms, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

(c) Malicious or Technologically Harmful Material

We do not guarantee that our website will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We may report any such breach to the relevant law enforcement authorities and we may co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

(d) Compliance with Law

You will not engage in any activities related to the website that are contrary to applicable law or regulation or the terms of any agreements between you and any member of Belmont Green.

The website may contain other proprietary notices and copyright information, the terms of which must be observed and followed.

(e) Linking to Our Site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

If you wish to link to or make any use of content on our site other than that set out above, please contact info@belmontgreen.co.uk.

7. Liability

The content of this website (including Third Party Materials) is provided for general information only and we do not accept any responsibility for its use. We shall not be under any duty to check the accuracy of the content of the website nor to make the website available.

We do not accept any responsibility for any third party website linked to from this website.

The website may contain statements that constitute forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements can be identified by the use of forward-looking terminology, such as the words "believes", "expects", "may", "intends", "should" or "anticipates", or the negative or other variations of those terms. These statements involve known and unknown risks, uncertainties and other important factors that could cause the actual results and performance of the Securities, Belmont Green, or the UK residential mortgage industry to differ materially from any future results or performance expressed or implied in the forward-looking statements. These risks, uncertainties and other factors include, among others: general economic and business conditions in the United Kingdom; currency exchange and interest rate fluctuations; government, statutory, regulatory or administrative initiatives affecting Belmont Green; changes in business strategy, lending practices or customer relationships; and other factors that may be referred to in the website. We exclude all liability (including but not limited to any lost profits or lost opportunity, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if it has been advised of the possibility of such damages) which might arise from your use or reliance on the content of the website save to the extent such liability arises from our fraud or fraudulent misrepresentation or from any death or personal injury that arises due to our negligence. The parties agree that the limitations and exclusions set out in this clause are reasonable having regard to all the relevant circumstances and the levels of risk associated with each party's obligations under these Terms.